Causes of the Global Financial Crisis of 2008 Free Essay Example, 4250 words

This paper tells that capitalism, by many is viewed inherently unstable due to the many speculations involved in it e. g. producers believe that their sole purpose is to produce and the consumers will feel the need to buy on their own and will buy the product. At the same time the competitive nature and the right to gain maximum profits, has finally shown its bad side (Katsuhito, 2008). The fact that the New Financial Architecture (NFA) is based on weak assumptions, which presumed that unregulated capital markets are efficient and they price risk and return accurately, hindered in understanding and addressing the financial meltdown on its onset which aggravated the matters to such an extent that the Global financial crisis of 2008 comes only next to the Great Depression of the 1930s, in terms of the financial destruction caused (Crotty, 2008). Adam Smith said, financial market needs to be more regulated than other markets ; the subprime mortgage crisis and the incidents leading to it clearly show the significance of his words (Akrasanee, 2009). In the earlier part of the 21st century, there was excess capital in the economy and investors were looking for low-risk investments. We will write a custom essay sample on Causes of the Global Financial Crisis of 2008 or any topic specifically for you Only $17.96 $11.86/page

Gang Report On Gang Groups - 840 Words

According to the 2013 National Gang Report, gangs continue to flourish, progress, and develop criminal tradecrafts (p. 3). Based on state, local, and federal law enforcement reporting, the National Gang Intelligence Center (NGIC) calculated that the US gang composition is approximately 88 percent street gang members, 9.5 percent prison gang members, and 2.5 percent outlaw motorcycle gang (OMG) members. Street gangs pose the most violent and significant threat in most communities, while prison gangs are viewed as the least problematic (National Gang Report, 2013, p. 3). OMGs are described as the greatest threat in approximately 11 percent of jurisdictions, despite comprising only 2.5 percent of the gang composition (National Gang Report,†¦show more content†¦Street gangs are linked to crime in elementary, middle, and high schools, and even on college campuses. Schools provide grounds for recruitment and many public schools are widespread with gang activity such as assaults, r obberies, threats and intimidation, drug distribution, and weapons offenses (National Gang Report, 2013, p. 4). Gangs continue to commit violent crimes, including assaults, and robberies, and threats and intimidation more so than white collar-type crimes, such as identity theft and credit card fraud (National Gang Report, 2013, p. 4). Drug trafficking was identified as the most common criminal activity of gangs (National Gang Report, 2013, p. 4). In 2010 and 2011, Dà ©cary-Hà ©tu1 and Morselli analyzed two popular social network sites to find the presence of gangs on both Facebook and Twitter (p. 877). The top three gangs with the highest number of members on Facebook in 2010 and 2011 included: Hells Angels (14,775 and 42,911), Crips (4,598 and 5,457), and Bloods (1,993 and 3,497) (Dà ©cary-Hà ©tu1 Morselli, 2011, p. 883). As noted in the article, the number of followers increased—dramatically for Hells Angels—over just a one year period. Similarly, Twitter’s top three gangs were the Bloods (47,171), Hells Angels (13,411), and the Latin Kings (6,823) (Dà ©cary-Hà ©tu1 Morselli, 2011, p. 885). Law enforcement monitoring of social networking sites is a useful tool for

WHAP Semester Review Free Essays

string(348) " and presented the as together \(Influential\) Geneva \(city\), was a protestant community model, his ml colorless were most active in France, also ventured to Germany, low countries, England Scotland, and Hungary churches were established in these lands and worked reform for Protestant reformation; most successful= Netherlands and Scotland d c\." The Foundations of Christian Society in Western Europe: Chapter 16 a. Examine the invasions that plagued Europe after the fall of Rome. How WA s Europe influenced by these migrations? Why did Charlemagne appoint officials known as the miss Dominic Miss Dominic envoys of The Lord ruler. We will write a custom essay sample on WHAP Semester Review or any similar topic only for you Order Now They traveled every year to local jurist dictions and reviewed the accounts of local authorities Compare the role that Christianity played in Western Europe to the role played d by Islam, Hinduism, and Buddhism in creating political and social unity in the postvocalic world. Discuss the life of a serf living on a manor in early medieval Europe. What coo old the serfs expect from the nobleman? What opportunities did the serf have? Serfs semi free individuals which owed obligations to the Lords (cultivated lands) Nomadic Empires and Eurasian Interchangeable 17 Examine the role of Genesis Khan played in the expansion of the Mongol MME ire. What were the foundations of his success? What was his legacy? First great leader of Mongol empire. Uses cavalry/ horses to surprise the enemy Describe the political and economic structures of the Mongol Empire under t e Khans No government, economic or social structure put in place. Khans use an indri etc rule. Tribe leaders report to the Khans. Examine the military campaigns of Kabuki Khan and how they impacted the Mongol Empire Tried to conquer Southeast Asia. Grandson of Genesis Khan. Western Europe during the High Middle Chapters 19 Examine the origins and growth of the Holy Roman Empire. What were its strengths and its main limitations? Otto becomes emperor in 962 CE. Ongoing conflict between the popes, meme Ross and the papacy (part of the pope). Both made large claims to the authority of Chris titan Europe. Examine the reign of Holy Roman Emperor Frederick Barbarous and describe e his relationship with the Catholic Church. Frederick Barbarous (also known as â€Å"the red beard has conflicts with the pop pep. He wanted to control Lombardy (N. Italy). Combine Lombardy with his German h loading which would lead to dominate Europe in one big state. Describe the political structure of Italy. (10001500 c. E. ) Cityscapes, Florence, Venice, Bologna, Genoa, Milan. These states were wealth y and dominated Urban districts. Examine the Norman invasion and explain why it was so successful. 66, William the Conqueror takes over England on Christmas Day European Exploration: Appurtenance’s 22 (joss) Why did dad Gamma sail to Calicle in 1498? He carried letters of introduction from the king of Portugal as well as cargo sees of gold, pearls, wool textiles, bronze ware, iron tools, and other goods that he hoped t o exchange for pepper and spices in India. He set up a trading post. Cinnamon and pe pper How were the Portuguese able to dominate trade with Asia? What food pr ducts were very important to them? Important crops included Indian pepper, cloves, and nutmeg. Why did the Portuguese force merchant ships to pay duties? O control trade routes by forcing merchant vessels to call at fortified trading g sites and pay duties What was the astrolabe used for? The astrolabe was a simplified version of an instrument used by Greek and Persian astronomers to determine latitude by measuring the angle of the sun or the p ole star above the horizon. European Exploration: Sheepshearers 22 How were the Spanish able to conquer the Philippines? What religion were the eye trying to spread? Spanish were able to conquer the Philippines because they had no central go Vermont, there was no organized resistance to the intrusion. The Spanish were trying t o spread Roman Catholicism What city was the center of Spanish commercial activity in Asia The city that was the center of Spanish commercial activity in Asia was Manila What did the Columbian Exchange lead to regarding the populations of Europe e and the Americas? The Columbian Exchange lead to a decrease in population in the Americas an d an increase in Europe. Overall increase in the World) Smallpox decreases popular Zion and more food products increases European population. European Exploration: British a. Describe Captain James Cook’s travels and the hardships he endured. Captain James Cook traveled to the pacific islands. He died in in a scuffle with the indigenous people Of Hawaii. He charted eastern Australia, new Zealand, and added new Caledonia, vaunt, Hawaii to European maps was his greatest accomplish hymen. It is also notable that he probed the frigid waters of the arctic waters. B. Examine the Seven Years’ War. What started this conflict? Who won and w hat were the longer consequences of this victory? (Chapters 22/23) The Seven Years’ War was a global conflict that took place in several geography which theaters including Europe, India, The Caribbean, and The Americas. This war was caused by the thirst of establishing markets and monopolies by European expo lowers. At the end of the war other countries were left in shambles as Britain stood victor rigorous and was foreseen as one of the greatest empires of that time period. Transformation of Europe: Chapter 23 a. Examine the career of Martin Luther. What were the foundations of his Reformation? What drove him to write the Initiative Theses Martin Luther taught that salvation in heaven is not earned by good deeds buy received only as a free gift of god’s grace. His theology challenged the authority y of the Pope. Wanted to translate the Bible from Latin to other languages so that the common man could read it. B. Explain John Calling’s role regarding the Reformation? Describe the Importance of his book, Institutes of the Christian Religion. E was a French lawyer who converted to Protestant Christianity in the sass, slipped across France (suppressed Protestants) to Switzerland organized a Protestant community and worked with local officials to impose a strict code of morality and discipline on the city his influential treatise Institutes of the Christian Religion (published 1536) and it systematized protestant teachings and presented the as t ogether (Influential) Geneva (city), was a protestant community model, his ml colorless were most active in France, also ventured to Germany, low countries, England Scotland, and Hungary churches were established in these lands and worked reform for Protestant reformation; most successful= Netherlands and Scotland d c. You read "WHAP Semester Review" in category "Papers" Examine the Council of Trend and explain its impact on the Reformation oft he Church The Council of Trend was an assembly of bishops, cardinals, and other high chi arch officials who met intermittently between 1 545 and 1 563 to address matters of doctrine and reform. The Council defined the elements of the Roman Catholic Church t hello in detail, as well as acknowledge the abuses that the Roman Catholic Church did; the council took steps to reform the Church. The Council demanded that church a authorities observe strict standards of morality, and it required them to establish schools and seminaries in their districts to prepare priests properly for their roles. D. After the Roman Empire crumbles, how did the Catholic Church unify Europe Catholicism had spread and remained dominant over much of the Roman E mà ªlà ©e’s lifespan. After the empire falls, in those times of uncertainty, people were sea aching for something to provide continuity and authority. Although people no longer bell engorged to the Roman Empire, they could still belong to the Catholic Church. E. Explain why Gigantic Loyola created the Society of Jesus. To extend the boundaries of the reformed Roman church, an offensive society f. Describe the key policies pursued by Louis XIV of France regarding the army , the economy, and the palace at Versailles. E encouraged court officials and prominent nobles to live at court, where his staff could keep an eye on them, Louis and his ministers ran the state from Versailles, the eye put out saws and controlled a massive standing army that kept order throughout the and they also promoted economic development by supporting the estab lishment of new industries, building roads and canals, abolishing internal tariffs, and encourage inning exports they waged a series Of wars designed to enlarge French boundaries and estate sis France as the preeminent power in Europe g. What were the consequences of the Peace of Westphalia? (23) The end of the seven years war Transformation of Europe: Scientific Revolutionaries 23 a. Examine the careers of Galileo Galilee and explain his impact during the Scientific Revolution. Galileo showed that the heavens were not perfect, unblemished realm in which h the Ptolemaic astronomers believed, but rather a world of change, flux, and many unsuspected sights. He took the telescope and turned it towards the sky, which h allowed him to see spots on the sun, and mountains on the months discredited the t hero that the heavenly bodies were smooth and perfectly spherical. He also noticed off r moons In the planet Jupiter and caught sight Of distant Stars, which implied that the nun verse was much larger than anyone expected. He also contributed in understanding tear astral motion. He had experiments that showed velocity of a falling object doesn’t m tater on weight, but rather the height from which they fall. B. Describe the importance of Newton’s theory of universal gravitation. Jugulate the motions of bodies throughout the universe, he offered precise mathematical explanations of the laws that govern movements of bodies on t he earth this allowed him t o work on the sciences Of astronomy and mechanics, also a Lowed him to explain a vast range of unrelated phenomena (flow of the tides gravitation al pull of moon and orbits of planets reflect the gravitational influence of the sun earth and other evenly bodies) served as the unquestioned framework for the physical ice once until the twentieth century c. Why were the early discoveries of the Scientific Revolution met with such resistance? In what ways did these discoveries destroy an old worldview and create a new one? The Scientific Revolution met with resistance from Ptolemaic scientists which scorned at the new discoveries made in the Scientific Revolution. With this debate it was hard for the revolution to gain much follow in the beginning, but later due to its accuracy icy, it destroyed the old worldview and created a new one. For example, Ptolemaic s nineties believed that the planets revolved around the Earth, but scientist Nicholas Co uppercuts claimed the planets orbit around the sun and the claim was supported with d ATA New Worlds: The Americas and Contraceptive 24 A. Examine the immediate impact of the Spanish arrival in the Americas. (Focus s on diseases) How did the encomia system work? What does the term â€Å"messiest† refer to? Spanish established the fort of Santos Domingo, capital of Spanish Caribbean, originally wanted to build forts and trading posts, no Silks and spice sees in Caribbean diseases. Like smallpox hit hard = demographic decline, the encompasses yester launched raiding parties to kidnap and enslave taints and other pep piles, first attempted to support their society by mining gold, recruitment of Taints I abort came through institutions encomia system gave Spanish settlers the right to co impel Taints to work in their mines or fields, in return for labor, Spanish looked eve r workers’ health and welfare and to encourage their conversion to Christianity. Cities a person combined Of native American and European descent B. Describe the relationship between Herman Cortes and the Aztec. Herman Cortes was a part of the conquest for Mexico (gold), they seized the e proper In Ethnocentric, they were driven away from the capital, Cortes sided the capital and in 1521 they stared the city into surrender, they basically fighter them very agar excessively and the Aztec resisted, Spanish had more weapons and horses though ask C. Why did the conquistadors not welcome Spanish bureaucrats to the New World? What were the two centers of Spanish royal authority in the Americas ? (16th century) Mexico and Peru (Lima or Newcastle) Explain the impact of the Treaty of Terrestrial. Treaty between Spain and Portugal in 1494. The a Treaty of Terrestrial divide d the oral along an imaginary northbound line. According to this agreement, Spain could claim land west of that line, so long as it was not already under Christian rule, Portugal gained the same rights along the North Eastern part of the South Am Rican Continent. Why did the Portuguese show more interest in Brazil? Who did the Portuguese e rely on to work on these sugar plantations? They relied on imported African slaves as laborers to work the sugar plantations Brazil had an abundance of sugar canes that was very economically profitable Explain the importance of controlling the fur trade in North America. Was lucrative and very profitable, Why did the British create a prison colony at Botany Bay? Cook reported that the region was suitable for settlement, in 1788 a British flee et arrived there carrying lots of convicts (eight hundred out of one thousand), they herd De sheep at this new penal colony Africa and the Atlantic World Chapter 25 a. Explain the role played by the Portuguese in the transformation of east and South Africa during early modern times. What were Portugal main goals? In 1482, a small Portuguese fleet initiated commercial relations with the king mom of Kong. Portuguese merchants had established a close political and diplomatic relationship with the kings of Kong. They supported the kings with resources . Kings of Congo converted to Christianity (King Fanons l) as a way to establish closer co imperial relations with Portuguese merchants and the Portuguese monarchy. Portugal’ s main goals were gold, silver, ivory, and most important Of all slaves. Soon after the Kong kingdom fell, the Portuguese went to the Kingdom of Indigo where they were e able to find an abundance of slaves. Examine maritime trade in early modern Africa. What kingdoms were created New kingdoms begun to emerge largely due to the fact of trade. Kingdoms like e Great Zanzibar was created. However later on, a series of smaller kingdoms dispel aced the rulers of Great Zanzibar. Europeans struck alliances with local people and pr vided them support with the aim of supporting allies and advancing their own inter sets,. C. In what ways did Islam and Christianity transform sub Sahara Africa? What happened to the indigenous religions? Islam Was the most popular in commercial centers Of west African and Swahili states in east Africa. Timeout had an Islamic university and 1 80 schools taught the Qua an. Islam was blended with indigenous beliefs and customs. Christianity as well blended d with the indigenous beliefs and customs. Tradition and Change in East Asia Chapter 26 a. Describe the political and social structures of East Asian societies. What type e of relationship did East Asian societies have with Europe? How to cite WHAP Semester Review, Papers

Who I am paper free essay sample

According to the assessment, my highest score of 34 was in the category Artistic, next was Social with 32 and my last 2 categories tied at 11 in the categories Investment, and Enterprise(National Center for O*NET Development). In tying this into my Job zone assessment, my results show that I am willing to add more education in order to have a specific career. By choosing to add more to my education, I found my top career choices to be a Mental Health counselor, Marriage and Family Therapist, and a Counseling Psychologist(National Center for O*NET Development). This does not surprise me considering I have been pursuing a career in mental health. It is a good exercise to keep your plan in focus. This is important because as many career-counseling theorists suggest, a career path can often change as life changes (Niles and Bowlsbey, 2013). After reviewing John Holland’s personality descriptions, I felt my evaluation with the O* NET profiler was correct. I am artistic based on my interests, need to be expressive, independent, open, and original (Niles Bowlsbey, 2013, p. 70). After reviewing this list from Holland’s description of Artistic, I realized I fit this group in more ways than I had first understood. My list of traits could easily incorporate all of Holland’s examples. This was also the case with the social category according to Holland. I relate with traits like social, cooperative, sympathetic, and helpful. I think this grouping incorporates my interests and passions towards my goals for Clinical counseling (Niles Bowlsbey, 2013, p. 71). . The Enterprising personality type is one of my two lowest groups according to my profile. This personality, according to Holland, focuses on leaders who are energetic, domineering, and impulsive (Niles Bowlesbey, 2013, p. 71). At first, I considered this group to be focused on the sale driven personality who easily can persuade or influence another person. If this is the case, I agree with my profile that I do not fit in this category. After looking at Holland’s grouping, I see that his view includes a more vivacious character who is more of a free spirit. I can relate that I do not match with this description. Although I did score high in the area of Conventional on the O* Net profiler, I do feel I can relate with Holland’s version of a conventional personality. I do find strands of my personality that focus on order and sysmatic approach. I enjoy learning about the research side of Counseling and would consider adding this to my career. A Type A personality would not be a fitting title for me for I rarely show traits of perfectionism in my daily routine. However, I enjoy organization, task related goals and efficiency (Niles and Bowlsbey, 2013, p. 71). Being a Christian, or religion, is my number one value. I try to use this as my filter for all my decisions in life. My second most important value is influencing. I think it is next of importance because if I am constantly reminding myself that I want to be in a place that I am of good influence, than I feel I am doing what I am called to do with my life. I believe this pushes me to keep accountable to my idea of happiness and accomplishment. Personal Reflection I was a bit shocked when I read the highest profile area was Artistic. I knew that it would be high, but I did not think it would the top category. I tend to focus my life around the social grouping, rather than what is found in an artistic grouping for the career focus. I enjoy artistic hobbies, like photography and crafts; however, I have not focused my career in an artistic area. I do feel I need to use my artistic talents for stress relief and enjoyment more often than I currently do. I also thought I would see more of a connection to my interest in business. I was surprised that there were only a few questions about business. I found the values assessment to be more revealing than I would have expected. I was challenged to decide what was truly important. I had a hard time prioritizing with the many choices. I also felt it was difficult because some were similar. I think this would have accomplished more if they were developed within context. For example, I think it would have helped to put the values into sentences, not just the general words. I assumed that Counselor would be on my list of suggested career choices. I was disappointed that I could not find a career focus with counselling and professional speaking tied together. In searching for this career, I did realize that I tend to focus many of my interests around the amount of income they will provide. I realize that this does not determine a person’s happiness, but it does become a realistic expectation if you are going to invest financially into your career. With that, I am going to avoid focusing on financial gain and remember to just be happy. External Influences Although I do not like to admit to it, I am aware that I have my own prejudices. With that, I know that when I am viewing my career through this selfish lens, I tend to think that some vocations are better for me because I am a middle class American, from a middle class American family. With this assessment, I can tell that I may have allowed this ignorant prejudice to influence my decision making slightly. I see this as I consider the different vocations and how they rate according to my scale of best income, amount of time needed to achieve this vocation, and the overall standard I have set for myself. I can imagine that my gender also plays a major role in my decisions for my career. I am reminded of how I felt when I noticed the different jobs that include physical labor. My first reaction is to immediately assume I would never fit in these roles because I am a female. It is my goal to not keep this perspective and make sure my children do not carry it either. I did not think about how my age influences my decisions for my career until now. I am aware that if I were at an older age, I do not think I would be pursuing a new level of education or a new field for a career. I hope that as I go further in my counseling education, I can better understand how to help others who feel this same discouragement. I do not like thinking that my age would influence my happiness or success, but truthfully, it could determine major steps for my life. Even more than the intrinsic factors, I believe the external factors had a large effect on my assessment. Prior to the assessment and learning about career counseling, I studied how these variables can influence many different research tests. Even knowing this information, I still allow stress to influence me. I took the tests knowing that I probably should have given myself a better setting. With my home busy with children, I may have responded better had I felt more relaxed. With this in mind, I do not feel as though my analysis of the test was incorrect. I do however, wonder if my results would have changed had I not been distracted by back ground noises. Another factor that I was surprised to have was technology. I consider myself rather comfortable, but with this test, I felt the need to rush through as if it were timed. I had to keep reminding myself that I could take my time. This may be from the tests I take online. I think if I take a personality assessment in the future, I will take the time to think this over before beginning so that I do not rush anything. There were times when I think I may have been â€Å"over thinking† my answers. I think this is due to the nature of the assessment. I also think that this is natural to a student who is pursuing an education based on Psychology. I have learned that the more I gain in understanding how assessments and personalities work, the more I notice the details while I am taking them myself. I notice the different groupings of the assessment and want to figure it out, instead of waiting until the end. This is not something I stop and spend time doing, I just find myself intrigued with the how and why of these tests. Conclusions When considering my vocational personality type and the environment in which I will work, I feel I have a perfect match. My personality leads me to desire structure and the ability to have independence to enjoy other people. Without even realizing it, I chose counseling to fulfill that need. I prefer working with an open schedule. In clinical practice, a counselor does have the ability to make their own schedule, and determine how much they want to work. With this environment, I think this vocation allows the counselor to focus their attention on helping others and meeting the need for their client. I look forward to this in my future. Although I have never thought about what I wanted in my regular schedule for my career, I can see a trend in my past job experiences. I have also leaned towards working with others and for others even if it was outside of the mental health field. I also notice that I enjoy a relaxed environment. I enjoy being able to get to know the people I work with and as I do, I usually become more productive with my responsibilities. In looking back at my job history, I have more grace for my mistakes considering this job profile. I now realize that I did not work well when I was in an environment that focused on sales, numbers or a position that did not positively affect another person. Before looking at this assessment, I criticized myself for not making positions like a bank teller or billing specialist keep my interest. I now look at my criticisms and realize I am not entitled to a great paying job because I work hard to achieve my education. My values and Christian faith remind me that we are sinful creatures. I do not truly deserve the blessings I have, but God has graciously bestowed them upon me. I have not done anything to earn them, but rather God gave them to me. I also see how God has created me in such an amazingly intricate way. I am thankful for this assessment because I see where my failures in the past were leading me to finding my true calling.